That depends on what the condition is and how serious it is. It is always best to let us know about the condition upfront so we can advise you accordingly.  However if a condition is disliked by the company they typically respond in the following ways:

• Charge a higher premium
• Exclude the condition from your contract
• Both of the above, or
• Decline to provide any coverage

If any of the above does occur then your specialist will discuss the situation to see if there are other options or if this would be a typical response from all companies.

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