Disability insurance is most affordable while you are young and healthy. Every year you wait the cost to protect you as an Anesthesiologist increases along with the possibility of needing that protection. It’s not just the job that can get you into trouble, but everyday life. What if you fall off that ladder while changing a light bulb? Now you’ve got a broken arm and a back injury the prevents you from working. How do you pay your bills once the nest egg (and I hope you have one) is empty? What if that back injury is permanent? Do you have a back up plan? Now you understand the real reason you need this. Remember this type of insurance protection is to provide you with an income while you hopefully recover or figure out what to do next.
So if you have been putting off purchasing disability income protection because you just don’t think you need it think again. We have provided protection that is specific to specialists in Anesthesia for almost 30 years and trust me when I say those that have had to use it are glad they got it early.
