So you are heading out west to California for residency, fellowship or to begin your career. For many California is the place to be, got gold fever yet? Just kidding, but it is the place that many dream of living and building a golden practice. It definitely has a lot to offer from mountains to sea and all of the wonderful options that they provide. As with anything of perceived value there is a price. In the case of California it comes with some of the highest taxes in the land and as far as medical professionals are concerned below par disability income protection.
The policies available to doctors and dentists in California are very different from those found in other parts of the country. By different I mean not very good. For starters they are among the most expensive, at least 40-60% higher monthly premiums. Imagine what that will cost you during your professional career. Additionally, and more importantly, many of these contracts are lacking critical clauses that are crucial to you as medical professionals.
Moving to California is the fulfillment of many dreams. Just remember that if you are heading out west to complete your medical training or begin your practice, that protecting your ability to earn a living is your most valuable asset. You don’t want to have disability policy that falls short with so much riding on the line. There are options within the state that you currently reside and as specialists we are able provide you with the tools and assistance you need to get the best coverage you can.
